California Insurance Claim Lawyer

California insurance claim lawyer

Insurance companies are expected to honor the legitimacy of claims submitted to them and act in good faith. However, if an insurance provider denies a claim that is, in fact, valid, a dispute may arise. It is often assumed that insurance companies receive greater financial gain if a policyholder does not collect on a claim that he or she submits and as a result, some providers may consistently deny claims, valid or not. Contact Attorney Group for California today to receive a free case evaluation to determine if you have a case against your provider. We can connect you with an affiliated California insurance claim lawyer who can assist you in pursuing a claim.

Why Do Insurance Providers Deny Claims?

An insurance company may misinterpret or manipulate the language in its policy to minimize or altogether deny a valid claim. It may have a greater self-interest to protect its cash reserves by avoiding paying valid claims to its policyholders and may argue that:

  • The policyholder did not pay his or her premiums on time, so his or her coverage had lapsed;
  • The injury was not covered under the policy; or
  • There was a misrepresentation in the policy, excluding coverage for the policyholder’s claim.

Depending on the state in which you reside, an insurance provider who does not act justly and honestly to its policyholder in handling a claim has violated the implied covenant of acting in good faith. While some policyholders may feel as though they have a claim should this occur, this does not always hold true. If you have had a claim wrongfully denied, it is important to seek legal counsel from an California insurance claim lawyer before you take further action.

He or she can help you determine if you have been a victim of unfair claims handling and prove that the insurance company mislead or deceived you, consciously acted in bad faith or neglected or refused to fill its contractual obligation. It is often beneficial to work with an California insurance claim lawyer as having experienced legal counsel can assist you in proving that the insurance company attempted to reduce your payment or avoid paying your claim altogether.

Contact Attorney Group for California Today

If you or someone you love feel as though your insurance company treated you unfairly or wrongfully denied a valid claim, consider seeking legal counsel from an California insurance claim lawyer today. Attorney Group for California can review your case, free of charge, and answer your questions and concerns. If you decide to pursue a claim, we can connect you with an affiliated California insurance claim lawyer who can assist you in the legal process. You may be eligible to receive compensation, depending on the circumstances surrounding your case.