When a policyholder is injured, he or she should be able to expect that his or her insurance company will approve a valid claim and pay out the benefits according to the policy. However, in some cases, an insurance company may change the wording of its policies or deny valid claims all together in an attempt to reduce or avoid paying the policyholder the amount to which he or she is entitled. If this has happened to you, you may wish to consider seeking legal counsel from a New York insurance claim lawyer who understands the moves made by insurance companies and who can inform you of your legal options.
One of the ways in which an insurance company can try to deny a valid claim is by stating that the policyholder missed payments and the policy is no longer valid. Alternatively, a provider may argue that the policy does not cover the injury in question. If a policyholder can prove that his or her insurance company is wrongfully and purposefully denying a valid claim, a New York insurance claim lawyer can help file a bad faith lawsuit against the company and help the plaintiff to recover the damages as stated in the policy.
An insurance company can unfairly handle claims by knowingly deceiving or misleading policyholders, by conscious wrongdoing, by refusing or neglecting to fulfill the policy’s terms without providing a legal and valid reason, and fraud. For this reason, insurance claims can become difficult and complex, and in some cases, plaintiffs who represent themselves find that they do not have the resources to battle the large insurance corporations.
On the other hand, a New York insurance claim lawyer can investigate the situation, speak to the provider on his or her client’s behalf, review the policy’s terms and review the company’s actions to determine whether a policyholder has a claim. While you may be eligible to file an unfair claims denial lawsuit or pursue a breach of contract claim, there may be other options that may work better for certain situations, so it is important to seek legal counsel as soon as you believe you have a claim.
A New York Insurance Claim Lawyer Can Help
If you believe that your insurance provider wrongfully denied a claim or that it is attempting to pay less than to what you feel you are entitled, contact Attorney Group for New York today. We can review your case, free of charge, and place you in contact with an affiliated New York insurance claim lawyer who can work to help you seek the compensation to which you may be entitled.