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What is Personal Injury?
Personal injury encompasses an area of the law known as “torts.” A person commits a tort when he or she injures another person because of negligence or some other type of fault. Typically, a tort involves an accident, such as when one driver is momentarily distracted and collides with another car.
Negligence is a failure to exercise ordinary care. Essentially, it is carelessness. When carelessness causes an injury, the injured person has a claim for damages.
What Are My Options When Someone Injures Me?
In many cases, such as when injury is caused by the driver of a car, the negligent party has liability insurance that will cover the claim made against them. The injured party is often contacted by the negligent party’s insurance company soon after the accident and asked to provide information about the accident. Insurance claims representatives are often very professional and courteous, and they will often offer money to settle the injured party’s claim on behalf of the other driver. For smaller accidents, an injured party dealing directly with an insurance company may be advisable.
However, for more significant injuries, where medical attention was needed and where the injured party lost time from work, it is often a good idea to hire an attorney to handle the claim. The other driver’s insurance company does not represent the interests of the injured party, and they often try to settle claims for much less than the injured party may be legally entitled to recover.
An Oklahoma personal injury attorney will represent only the interests of the injured party, and in almost all cases will claim a fee only if a recovery is made on the client’s behalf.
How an Oklahoma Personal Injury Attorney Can Help
If a victim suffers a personal injury caused by the wrongdoing or negligence of another party, he or she may be entitled to compensation for damages resulting from their injuries, including:
- Medical expenses
- Loss of income or ability to work
- Pain, suffering, and mental anguish resulting from an injury
The families of those who have died may be eligible to recover money for funeral expenses and the pain that comes with losing a loved one.
People who have been injured due to another’s negligence are advised to seek the advice of a Indiana personal injury attorney to help them protect their legal rights.